E31a.1 You said that you company s loan application was rejected, what was the main reason for this?
Economy Perceived lack of profitability of the company Lack of acceptable collateral Inadequate credit history of the company Incompleteness of the loan application Other DK/ Refuse
Balkan Barometer 2022
Region 27 10 16 47 0 1
Albania 67 0 0 33 0 0
Bosnia and
Herzegovina		 22 22 11 44 0 0
Croatia n/a n/a n/a n/a n/a n/a
Kosovo* 100 0 0 0 0 0
North Macedonia 0 0 100 0 0 0
Montenegro 55 9 27 0 0 9
Serbia 23 8 15 54 0 0
Balkan Barometer 2021
Region 31 11 13 20 2 22
Albania 100 0 0 0 0 0
Bosnia and
Herzegovina		 40 10 10 30 0 10
Croatia n/a n/a n/a n/a n/a n/a
Kosovo* 18 18 0 0 0 64
North Macedonia 11 0 33 44 0 11
Montenegro 50 17 17 8 0 8
Serbia 0 0 0 50 50 0
Balkan Barometer 2020
Region 27 13 35 22 3 0
Albania 0 100 0 0 0 0
Bosnia and
Herzegovina		 75 25 0 0 0 0
Croatia n/a n/a n/a n/a n/a n/a
Kosovo* 20 40 20 20 0 0
North Macedonia 71 0 14 0 14 0
Montenegro 0 100 0 0 0 0
Serbia 0 0 60 40 0 0
Balkan Barometer 2019
Region 25 40 0 10 18 8
Albania 20 57 0 22 0 0
Bosnia and
Herzegovina		 0 62 0 19 19 0
Croatia n/a n/a n/a n/a n/a n/a
Kosovo* 0 0 0 0 50 50
North Macedonia 49 51 0 0 0 0
Montenegro 0 100 0 0 0 0
Serbia 61 0 0 0 39 0
Balkan Barometer 2018
Region 38 34 15 6 0 7
Albania 33 33 33 0 0 0
Bosnia and
Herzegovina		 25 25 25 0 0 25
Croatia n/a n/a n/a n/a n/a n/a
Kosovo* 75 0 0 25 0 0
North Macedonia 25 50 25 0 0 0
Montenegro 0 0 0 100 0 0
Serbia 50 50 0 0 0 0
Balkan Barometer 2017
Region 53 18 4 11 6 9
Albania 100 0 0 0 0 0
Bosnia and
Herzegovina		 30 10 10 40 0 10
Croatia 67 17 0 0 0 17
Kosovo* 0 33 33 33 0 0
North Macedonia 0 0 50 50 0 0
Montenegro 0 83 0 0 17 0
Serbia 60 20 0 0 20 0