L78 Has your business’s access to financial resources changed since the outbreak of COVID-19?
Economy Yes, access to finance has increased Yes, access to finance has decreased No, access to finance stayed the same DK/refuse
Balkan Barometer 2022
Region 3 52 39 5
Albania 1 57 37 5
Bosnia and
Herzegovina
4 57 29 8
Croatia n/a n/a n/a n/a
Kosovo* 6 54 34 5
North Macedonia 5 41 47 7
Montenegro 5 63 22 12
Serbia 2 50 45 2
Balkan Barometer 2021
Region 3 62 28 7
Albania 6 72 20 3
Bosnia and
Herzegovina
2 58 32 8
Croatia n/a n/a n/a n/a
Kosovo* 2 80 16 4
North Macedonia 3 50 43 5
Montenegro 3 65 17 16
Serbia 2 50 41 8