Balkan Business Barometer

E.4. You said that you company s loan application was rejected, what was the main reason for this?
Economy Perceived lack of profitability of the firm Lack of acceptable collateral Inadequate credit history of the firm Incompleteness of the loan application Other DK/ Refuse to answer
Balkan Barometer 2019
SEE 25 40 0 10 18 8
Albania 20 57 0 22 0 0
Bosnia and
Herzegovina
0 62 0 19 19 0
Croatia n/a n/a n/a n/a n/a n/a
Kosovo* 0 0 0 0 50 50
Republic of North
Macedonia
49 51 0 0 0 0
Montenegro 0 100 0 0 0 0
Serbia 61 0 0 0 39 0
Balkan Barometer 2018
SEE 38 34 15 6 0 7
Albania 33 33 33 0 0 0
Bosnia and
Herzegovina
25 25 25 0 0 25
Croatia n/a n/a n/a n/a n/a n/a
Kosovo* 75 0 0 25 0 0
Republic of North
Macedonia
25 50 25 0 0 0
Montenegro 0 0 0 100 0 0
Serbia 50 50 0 0 0 0